Better Coverage

Low Premiums, No Deductibles

Competitive low premiums and no deductibles make our program the value buy in the market. Because our program is designed to minimize claims (through aggressive claims defense and careful screening of applicants) our program has consistently been the best value in chiropractic.

NCC is here to help you. Our program is approved by all major managed care providers, and the rate for a $1,000,000 policy is among the lowest of any carrier.

With limits of liability from $100,000 per claim, $300,000 aggregate all claims in a policy year up to $2,000,000 per claim, $4,000,000 aggregate all claims in a policy year and many other limits in between, we’ve got you covered. Our most common limits of liability are $1,000,000/$3,000,000, which are normally required to participate in most managed care programs.

If you need it, NCC has a low cost premises liability coverage option. This insurance is commonly called slip and fall coverage. We also have both shared and separate limits available for Additional Insureds.

NCC offers you either claims made or occurrence coverage options. Plus NCC pioneered a unique claims-made option which converts to occurrence coverage free of charge after just five years. You get the benefit of lower cost claims made reporting basis in the early years as the policy moves toward a mature rate, then you get the same benefit of an occurrence policy when you reach the fifth year. It is a great cost savings program for you.